The Federal Bureau of Investigation (FBI) has issued a warning about a sharp rise in ATM “jackpotting” attacks across the United States. According to the agency, banks have lost more than $20 million in 2025 due to these incidents. The alert highlights a growing trend targeting ATM machines directly. Officials say the scale of these attacks is increasing rapidly.
The FBI reported that more than 700 jackpotting cases were recorded in 2025 alone. Since 2020, the total number of incidents has reached around 1,900 nationwide. This shows a steady rise over the past few years. Authorities believe organized criminal groups are responsible for many of these operations.
ATM jackpotting is a method where criminals force a machine to release cash without a valid transaction. Instead of hacking bank accounts online, attackers physically access the ATM. Once inside, they install malicious software or replace hardware components. The infected machine then dispenses money on command.
In many cases, attackers use generic or easily available service keys to open the ATM cabinet. After gaining entry, they may connect a USB device or swap the hard drive. Some criminals load malware directly onto the system. This allows them to take control of the cash dispenser mechanism.
One commonly identified malware used in these crimes is called Ploutus. This malware has been active in jackpotting schemes for over a decade. It targets Windows-based operating systems that power many ATMs. Once installed, it can instruct the machine to quickly release large amounts of cash.
The FBI has clarified that these attacks usually do not affect customer bank accounts. The losses are mainly suffered by banks or ATM operators. Criminals exploit weaknesses in ATM hardware and software rather than stealing personal data. Even so, the financial damage to institutions can be significant.
Law enforcement agencies have already taken action against suspected jackpotting networks. In late 2025, the U.S. Department of Justice charged dozens of individuals in connection with coordinated schemes. Prosecutors stated that some groups operated across state lines. This suggests a well-organized and structured criminal effort.
To reduce further damage, the FBI has advised banks to strengthen both physical and digital security measures. Recommendations include improving cabinet locks and restricting USB access. Financial institutions are also urged to keep ATM software updated and monitor systems in real time. The agency’s warning makes it clear that ATM jackpotting remains a serious and costly threat.
Stay alert, and keep your security measures updated!
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